Frequently Asked Questions (FAQ)
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Your credit can be brought down a lot faster than it can be brought up, so it might
help to review these things that can hurt your credit:
– Not paying bills on time
– Filing for bankruptcy or foreclosure
– Applying for too many credit accounts
– Carrying high balances on your credit cards
– Ignoring questionable negative items on you report
Your FICO® Score is a three-digit number determined by the information on your credit report. While FICO® doesn’t collect the data themselves, it’s their algorithm that determines your score. Considering their score is used in 90% of
all lending decisions, it’s very helpful to know where you stand.