Better credit, better life
"Our credit score has reached an all-time high since we first applied. All my questionable negative items have been removed, and I'm able to get the things I need in life."
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Negative Credit Scores Affecting Your Life?
Let National Credit Resources help you work to improve your credit. since 2012, National Credit Resources has helped its members remove negative items from their credit reports. We’ll help you analyze your credit report, challenge questionable negative items on your credit report, dispute negative items with your creditors and continue monitoring your report for new negative items. Learn about our service levels that cover every budget and need. We have complete knowledge and understanding of the Fair Credit Reporting Act (FCRA), Fair Debt Collections Practices Act (FDCPA) and the Fair Credit Billing Act (FCBA). With this knowledge, we are able to deal with the Credit Bureaus, as well as your creditors in the most effective way, achieving the very best results.
So, How Do Credit Scores Work?
National Credit Bureaus (TransUnion, Experian, and Equifax) keep tabs on your credit history, issuing three different credit reports showing how well you pay your bills each month, how much credit card debt you currently have, and how many open credit card accounts you have. Your credit scores will eventually fall if you miss monthly payments or run up too much debt.
If you have recent bankruptcies or housing foreclosures in your past, your credit score will drop too. In general, credit scores over 620 are considered acceptable. If you have a credit score of 720 or higher, your credit score is deemed excellent and guarantees borrowers the lowest interest rates. Apart from this, if you already have a high credit score, you’ll also avail of lower insurance premiums, in many cases, and a better chance to land that high-paying job.
Critics say that neither employers nor auto-insurance providers should use consumer credit scores.
Bad credit could keep you from:
Approvals
Getting approved for a mortgage
Low Rates
Securing good rates on a car loan
Top credit cards
Getting a low-interest credit card
Loans
Borrowing money from lenders
Find out where you stand.
We Will Help You Rebuild Your Credit
We then educate our customers on everything from the basics of managing their credit properly to maximizing what resources remain. At this point, we will do what we do best to restore your credit report to a pristine slate and tighten every nut and bolt along the way.
A custom restoration plan will help you prioritize payments and keep your accounts in a positive status.
We Can Help You Restore Your Future and Business Credit
Our Credit Navigators will give you the direction to rebuild positive credit and provide invaluable knowledge on making prudent buying decisions in the coming future for personal and Business credit.
Whether you are looking for a home or auto loan, a security clearance, a new high-paying job, starting a business, or just wanted to start fresh in life, we will surely help you reach your destination through credit education and proper guidance. LEARN MORE ABOUT BUSINESS CREDIT... click here
